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Annual salary calculator.

Calculate your annual, monthly and take-home pay with our free UK salary calculator. Perfect for jobseekers and employees, this tool factors in income tax, National Insurance, pension contributions and student loans — so you can see exactly what you’ll earn in 2025 / 2026.

Calculate annual salary and take-home pay. 2025/26

England/Wales/NI & Scotland • Income tax, employee NI, student loans (Plans 1/2/4/5 + Postgrad). Pension via salary sacrifice optional.

Looking to work out your hourly take-home for temporary assignments? Open hourly calculator
Net per month
Income tax / yr
NI / yr
Gross salary
Salary sacrifice pension
Taxable pay
Income tax
Employee NI
Student loan
Net pay (per year)
Net per month
Whether you are hiring your next team member or looking for your next job in Oxfordshire, Thames Recruitment is here to support you. We take time to understand your goals and requirements, ensuring every match is the right fit for both employer and candidate, delivered efficiently and professionally.